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Amith Kl @ Amith Kumar v. United India Insurance Co

Partly Allowed
Court
High Court of Karnataka
Decided
8 September 2026
Bench
S Rachaiahauthor
Case no.
MFA 4238/2021

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Judgment

IN THE HIGH COURT OF KARNATAKA AT BENGALURU DATED THIS THE 8TH DAY OF SEPTEMBER, 2026 BEFORE THE HON'BLE MR. JUSTICE S RACHAIAH MISCELLANEOUS FIRST APPEAL NO. 4238 OF 2021 (MV-I) BETWEEN:

AMITH K. L. @ AMITH KUMAR, S/O LOHITHASHAWA, AGED ABOUT 8 YEARS, AGED MINOR, STUDENT, REPRESENTED BY HIS NATURAL MOTHER P. E. ASHIWINI, W/O LOHITHASHAWA, AGED ABOUT 27 YEARS, R/O KAGALAGERE VILLAGE, MUTHUGADUR POST, HOLALKERE TALUK, NOW R/AT VIJAPURA, CHITHRADURGA TALUK – 577 557. …APPELLANT (BY SRI. SPOORTHY HEGDE N., ADVOCATE)

AND:

¶1UNITED INDIA INSURANCE CO. REP. BY ITS DIVISIONAL MANAGER, DIVISIONAL OFFICE, MMK COMPLEX,

Digitally signed by SUSHMA LAKSHMI B S Location: High Court of Karnataka

P. J. EXTENSION, AKKAMAHADEVI ROAD, DAVANAGERE – 577 002.

¶2SHAMANURAPPA S/O KRISHNAPPA, AGED MAJOR, RC OWNER OF THE OMNI CAR BEARING REG NO.KA-17/Z-0634, R/O THILINEERKATTE VILLAGE, CHANNAGIRI TALUK, DAVANAGERE DISTRICT – 577 213.

…RESPONDENTS (BY SRI. KRISHNA KISHORE S., ADVOCATE FOR R1; R2 IS DISPOSED WITH, V/O DATED 27.05.2022) ----

THIS MFA IS FILED U/S 173(1) OF MV ACT AGAINST THE JUDGMENT AND AWARD DATED 06.06.2019, PASSED IN MVC.NO.1131/2017, ON THE FILE OF THE SENIOR CIVIL JUDGE AND J.M.F.C. A HOLALKERE, PARTLY ALLOWING THE CLAIM PETITION FOR COMPENSATION AND SEEKING ENHANCEMENT OF COMPENSATION.

THIS APPEAL, COMING ON FOR ADMISSION, THIS DAY, JUDGMENT WAS DELIVERED THEREIN AS UNDER: CORAM: HON'BLE MR. JUSTICE S RACHAIAH

ORAL JUDGMENT

¶1This appeal has been filed by the appellant/claimant seeking modification of the judgment and award dated

06.06.2019, passed in MVC No.1131/2017, by the learned Senior Civil Judge and MACT, Holalkere by enhancing the compensation. Factual Matrix of the Case:

¶2The case of the claimant is that on 14.04.2017 at about

4.45 p.m., the appellant was playing in front of his house on open yard on the left side of the road. At that time, the driver of the Omni car coming from Sirigere towards Sasaluhalla, drove the same in a rash and negligent manner with high speed, to overtake the lorry and dashed against the appellant and caused accident. Due to the impact of the said accident, the appellant sustained fracture i.e., crush injury of left foot, involving distal of the foot, exposing the crushed toes muscles and tendons and other parts of the body. The appellant underwent surgery and there was amputation of 3rd and 4th toe of left foot and there was broadening of 2nd toe with no nail and there was a skin grafted area over dorsum of left foot and there

was deformity of left 5th toe and tenderness over test identification parade of stump. As against the said incident, the claimant has filed claim petition before the Tribunal. The Tribunal has awarded compensation of Rs.2,25,265/-. Being dissatisfied with the aforesaid compensation, the appellant filed this appeal.

¶3Heard Sri. Spoorthy Hegde N, learned counsel for the appellant and Sri. Krishna Kishore S, learned counsel for respondent No.1.

¶4It is the submission of learned counsel for the appellant that the Tribunal erred in failing to consider the minimum wages applicable based on the age of the victim, and in not awarding adequate compensation. Furthermore, the Tribunal did not properly assess the appellant's disability; the doctor specifically reported that the appellant sustained 17% permanent disability to the particular limb and 5% permanent disability to the whole body. Therefore, the compensation awarded by the Tribunal warrants enhancement. Making such submissions, the learned counsel for appellant prays to allow the appeal.

¶5Per contra, learned counsel for the respondent vehemently justified the judgment and award passed by the Tribunal, submitting that the Tribunal rightly calculated the disability at one-third in the light of the nature of the injuries sustained by the injured. Accordingly, the Tribunal awarded just compensation after considering the judgments of the Hon'ble Supreme Court, which requires no modification. Making such submissions, the learned counsel for respondent No.1 prays to dismiss the appeal.

¶6Having considered the submission of learned counsel for the respective parties and on perusal of the findings of the Tribunal in awarding the compensation, the Tribunal has awarded lump sum compensation of Rs.2,25,265/-. However, the Tribunal has failed to assess the compensation in respect of other heads.

¶7Now, it is relevant to assess the compensation under the different heads on relying the judgment of Hon'ble Supreme Court in the case of Hitesh Nagjibhai Patel Vs. Bababhai Nagjibhai Rabari1 in paragraph No.15 held as under.

1 2025 SCC Online SC 3446

¶15For the purpose of emphasis, it is again clarified here that when a Tribunal or the High Court in appeal, is concerned with the case involving a child having suffered injury or having passed away, the calculation of loss of income necessarily has to be made on the matric of minimum wages payable to a skilled worker in the respective State at the relevant point of time. It is our hope that this restatement helps avoiding such errors and thereby obviates the necessity of this Court's interference, applying well-established principles of law.

¶8On going through the findings given by the Hon'ble Supreme Court in this regard, it is relevant to take note of the fact that, in a case where the child is suffering from injury or having passed away, the calculation of income necessarily to be made on the matrix of the minimum wages payable to the skilled worker in respect of each State and each Zone at the relevant point of time.

¶9Having considered the said aspects, as per the judgment of the Hon'ble Supreme Court, notional income of the injured to be considered as Rs.9,880/- per month on considering the zonal table given by the Authority. As the claimant was aged 8 years, a multiplier of '18' would be applied. Therefore, the

calculation on the head of loss of future income is as follows: 9,880x12x 18x 8% = Rs.1,70,726.

¶10Consequently the award of the Tribunal is modified and the claimant would be entitled to the following compensation: Sl. No.

Compensation under different Heads As awarded by this Court (Rs.)

¶1Pain and sufferings 50,000/-

¶2Loss of future income 1,70,726/-

¶3Medical expenses 1,25,265/-

¶4Loss of income during the laid up period 39,520/-

¶5Loss of amenities 32,000/-

¶6Conveyance, food, nourishment, attendant charges 10,000/-

Total 4,27,511/--2,25,265 2,02,246/-

¶11Thus, the claimant is entitled to the total compensation of Rs.4,27,511/- (Rupees Four Lakhs Twenty Seven Thousand Five Hundred and Eleven only) along with interest at the rate of 6% per annum from the date of petition till its realization. The enhanced compensation amount of Rs.2,02,246/- (Rupees Two Lakhs Two Thousand Two Hundred and forty-six only ) shall carry 6% interest from the date of filing of this appeal till realization of the enhanced compensation amount.

¶12The Insurance Company is directed to deposit the aforesaid compensation within two months from the date of receipt of a certified copy of this judgment. The appeal is accordingly, allowed-in-part.

¶13Registry is directed to communicate this order forthwith.

Sd/- (S RACHAIAH) JUDGE

JS/-, List No.: 1 Sl No.: 19

Source: High Court of Karnataka, through the eCourts High Court services, via the Indian High Court Judgments open dataset by Dattam Labs (CC BY 4.0). Text was extracted from the official PDF and may contain conversion errors. Check the official PDF before relying on it.