Mukesh Kumar v. Sokat and Others

FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo1o o oooooINoTHEoHIGHoCOURToOFoPUNJABoANDoHARYANAo o o o oooooooooooooAToCHANDIGARHo o oo o o o o o Pronouncedoono:o22.03.2023o

1.oFAO-672-2019o MukeshoKumaro o o o o o o o…Appellanto ooooVersuso Sokatoandootherso o o o o o o ...Respondentsoooo

2.oFAO-3051-2019o(O&M)o ImranoKhanoo o o o o o o …Appellantoo o o o o o ooooVersuso MukeshoKumaroandootherso o o o o ...Respondentso CORAM:o HON'BLEoMRS.oJUSTICEoRITUoTAGOREo o Present:oo Mr.oAdityaoJain,oAdvocateoo forotheoappellantoinoFAOoNo.672oofo2019oando fororespondentoNo.1/claimantoinoFAOoNo.3051oofo2019.o o NoneofororespondentoNo.1/driveroinoFAOoNo.672oofo2019.o o NoneofororespondentoNo.2/driveroinoFAOoNo.3051oofo2019.o o Mohd.oArshad,oAdvocateo fororespondentoNo.2/owneroinoFAOoNo.672oofo2019oandoo forotheoappellant/owneroinoFAOoNo.3051oofo2019.o o Mr.oAmitoKundra,oAdvocateo fororespondentoNo.3/InsuranceoCompanyoo inoFAOoNo.672oofo2019.o o Mr.oRajoKumaroBashamboo,oAdvocateo fororespondentoNo.3/InsuranceoCompanyoo inoFAOoNo.3051oofo2019.o o o o o ****o RITUoTAGORE,oJ.oo o o o o

1.oo o ThisojudgmentoshallodisposeoofoFAOoNo.672oofo2019ofiledobyo Mukesho Kumar,o appellant-claimant,o seekingo enhancemento ofo compensationo RIMPAL RANI forotheoinjuriesoandopermanentodisablementosufferedobyohimoinotheoaccidento FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo2o o AndoFAOoNo.3051oofo2019ofiledobyoImranoKhanoappellant-ownero(respondento No.2)oofotheooffendingovehicle,oaotruckobearingoregistrationoNo.HR-73-8720,o challengingo theo liabilityo imposedo upono himo too satisfyo theo awardo datedo

15.09.2018oforocommittingobreachoofotermsoofotheoinsuranceopolicy.oo

2.o o Theo Motoro Accidento Claimso Tribunal,o Faridabado (hereinaftero referredotooaso'theoTribunal')oawardedoaocompensationoofoRs.4,47,922/-oundero theo variouso headso too theo claimant-injuredo (Mukesh)o alongo witho interestoooooooooo @o7.5%op.a.ofromotheodateoofofilingoofotheopetitionotilloactualorealisation.o

3.oo o Theobriefofactsoofotheocaseoareogivenohereunder:-o o o oTheo appellant-claimanto Mukesho sufferedo grievouso injurieso ino roadoaccidentothatooccurredoono13.05.2016owhileodrivingotheovehicleoEichero CanterobearingoregistrationoNo.HR-38-Q-0533obyoobservingoallotrafficorulesoono Punhana-HodaloRoad.oWhenotheoclaimantoreachedooppositeoCHCoPunhanaoato abouto 1.40o PM,o ao TATAo trucko bearingo registrationo No.HR-73-8720o (theo offendingovehicle)obeingodrivenobyorespondentoNo.1,oinoaorashoandonegligento mannerocameofromoPunhanaosideoandobangedointootheovehicleoofoappellant-claimant.oTheoappellant-claimantowasofirstoshiftedotooCHCoPunahana,owhereoheo wasomedico-legallyoexaminedoandoafteroprovidingonecessaryomedicaloaid,oheo waso referredo too Mandikheda,o buto waso shiftedo too Nagpalo Maternityo ando OrthopaedicoHospital,o1-C/62,oNIT,oFaridabadodueotoohisoseriousoconditionoando waso treatedo aso ano indooro patiento fromo 13.05.2016o too 23.05.2016o ando

31.05.2016otoo05.06.2016.oTheoappellant-injuredocontinuedohisotreatmentoato Nagpalo Hospital,o Faridabado tillo November,o 2016o ando thereafter,o heo tooko treatmentofromoHandaoHospital,oSector-16,oFaridabad,owhereohisorightolegowaso againooperatedoupon.oOnoaccountoofotheoaccident,oappellant-claimantosufferedo permanentodisabilityotootheoextentoofo40%orestrictingomovementoofohisorighto FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo3o o

4.oo o FIRobearingoNo.268odatedo17.05.2016ounderoSectionso279oando 337oIPCowasoregisteredoagainstorespondentoNo.1-driveroatoP.S.oPunhana.o

5.o o Itoisoclaimedothatoappellant-claimantoisoaodriver.oHeowasoemployedo witho M/so Vijayo Bharato Transporto Company,o Faridabado ono ao salaryo ofo Rs.15,500/-operomonthowithoincentiveoatotheotimeoofoaccident.oo

6.oo o Ino pursuanceo too notice,o byo filingo ao jointo reply,o theo respondentoooooooo No.1o (driver)o ando respondento No.2o (owner)o deniedo theo accidento ando theiro involvementoinoit.oFurther,oaverredothatorespondentoNo-1-driverohadoaovalidoando effectiveo drivingo licenceo too driveo theo offendingovehicleo alongo witho ao valido routeopermit,ofitnessocertificateoetc.oatotheorelevantotimeoand,obyodenyingotheo avermentsoofotheoappellant-claimantoasotoohisoentitlementoforocompensation,o prayedoforodismissaloofotheopetition.o

7.oo o InsuranceoCompanyo(respondentoNo.3)oinoitsowrittenoreplyodeniedo theo accidento ando involvemento ofo theo offendingo vehicleo ando alternativelyo pleadedo theo faulto ofo claimanto ino occurrenceo ofo theo accident.o Ino addition,o pleadedoaocaseoofohit-and-runobyoanounknownovehicleoandoaskedotheoclaimanto too proveo hiso avermentso strictly.o Respondento No.3o furthero tooko theo pleao ofo fundamentalobreachoofotheotermsoandoconditionsoofotheoinsuranceopolicyobyotheo insured-ownero ono accounto thato respondento No.1-drivero hado noo valido ando effectiveo drivingo licenceo too driveo theo vehicleo ando othero documentso ato theo relevantotime,oandoprayedoforoabsolvingotheocompanyofromoitsoliabilityotoopayo compensation.o

8.oo o OnotheobasisoofopleadingsotheoTribunaloframedofollowingoissues:-o

1.oWhetherotheopetitionerohadosustainedoinjuriesoinoaomotoro vehicularoaccidentotookoplaceoono13.05.2016oatoabouto2.15o pmo oppositeo CHCo Punhana,o Districto Nuh,o Mewato P.S.o Punhana,ocausedobyorespondentoNo.1owhileodrivingoTATAo TruckobearingoregistrationoNo.HR-73-8720oinoaorashoandoRIMPAL RANI FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo4o o negligentomannero?OPPo

2.o Whethero petitionero iso entitledo too compensation,o aso claimedoinopetition,oifoso,otoowhatoamountoandofromowhomo ?OPP

3.oWhetherotheorespondentoNo.1owasonotoholdingoaovalido andoeffectiveodrivingolicenceoatotheotimeoofoaccidento?OPR3

4.oWhetheroowneroandoinsuredohaveocontravened,oviolatedo ando infringedo termso ando conditionso ofo Insuranceo Policyo ?OPR3

5.oRelief.oo o

9.oo o Onotheoassessmentoofoevidenceoledoonorecord,otheoTribunalocameo tooaodefiniteoconclusionothatoaccidentoinoquestionotookoplaceobecauseooforasho andonegligentodrivingooforespondentoNo.1-driver,ocausingoseriousoinjuriesotoo appellant-claimantoandoawardedoaocompensationoofoRs.4,47,922/-oalongowitho interesto@o7.5%operoannumofromotheodateoofofilingoofotheopetitionotilloactualo realisation.oo

10.oo o TheoTribunalofurtheroheldothatorespondentoNo.1-driverohadoaofakeo licence,o thereby,o absolvedo theo insuranceo companyo fromo itso liabilityo too payo compensationo ando madeo respondento No.1o (driver)o ando respondento No.2o (owner)ojointlyoandoseverallyoliableotoopayotheoawardedocompensation.oo

11.oo o Beingo aggrievedo witho theo award,o theo appellant-claimanto ando appellant-ownero(respondentoNo.2)opreferredotheoinstantoappeals.o

12.oo o Learnedo counselo foro theo appellant-claimanto contendedo thato theo Tribunaloerredoinolawobyograntingoinadequateocompensationotootheoclaimantoforo injuriesosufferedobyohim.oTheoappellant-claimantowasoworkingoasoaodriveroonoao salaryoofoRs.15,500/-operomonth,obutodueotooinjuries,oheosufferedo40%ophysicalo permanento disablemento renderingo himo completelyo unableo too pursueo hiso occupationoasoaodriver.oHisophysicalodisabilityooughtotoohaveobeenotakenoato RIMPAL RANI 2023.03.23 10:19 100%ofunctionalodisablementowhereas,otheoTribunalograntedocompensationoofo FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo5o o Rs.2,000/-oforoperopercentoofodisability,ocontraryotootheosettledopropositionoofo lawoasolaidodownobyoHon'bleotheoSupremeoCourtoinocaseo'K.oSureshoVs.oNewo IndiaoInsuranceoCompanyoLimitedoandoanother'o2012o(12)oSCCo274,o'Rajo KumaroVs.oAjayoKumaroandoothers',o2011o(2)oR.C.RoCivilo(101)ooando'Sidramo Vs.o Theo Divisionalo Manager,o Unitedo Insuranceo Companyo Limitedo ando another',o2023o(1)oRCRo(Civil)o44.oInosupportoofohisocontentions,otheolearnedo counselo foro theo appellanto referredo too theo testimonialo accounto ofo Dr.o Ravio Shankaro Gaur,o Orthopaedico Surgeono (PW-13),o whoo provedo theo disabilityo certificateo (Ex.P-267)o ando theo statemento ofo theo claimant-Mukesho whoo appearedoasoPW-12oandospokeoaboutotheoinjuriesosufferedoonohisopersonoando theiroimpactoonohisowork.oHowever,otheoTribunalofailedotooconsiderotheosameoino aocorrectoperspective.o

13.o oo Theolearnedocounseloforotheoappellant-claimantofurtherocontendedo thatotheoTribunaloalsoofailedotoograntofutureoprospectsowhileoassessingotheolosso ofoincomeotootheoappellantoandoawardedoaomeagreoamountoofocompensation.oIto wasoalsoourgedothatoaoveryosmalloamountowasograntedotowardsotransportationo charges,o paino ando suffering,o expenseso ono theo specialo dieto ando prayedo foro modificationoofotheoawardobyomakingoreferenceotootheoobservationsomadeoino 'R.oD.oHattangadioVs.oM/soPestoControlo(India)oPvt.oLtd.',o1995oAIRo(SC)o

755.oo

14.o o Ono theo othero hand,o learnedo counselo foro theo appellant-ownero (respondentoNo.2)oassailedotheofindingsoofotheoTribunalobyourgingothatoburdeno tooproveotheobreachoofotermsoofotheoinsuranceopolicyowasouponotheoinsuranceo companyo(respondentoNo.3),obut,otheocompanyofailedotoodischargeotheoburdeno ofoprovingotheoallegedobreachoofoconditionsoofocontractoofoinsuranceopolicy.o Theoappellant-owneroprovedoonorecordothatotheodriver-respondentoNo.1ohadoao validodrivingolicenceo(Exh.R-1/AnnexureoD-7)oissuedobyolicensingoAuthority,oRIMPAL RANI FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo6o o Nagaland.o Theo Tribunalo wronglyo placedo relianceo ono theo statemento ofo Sh.o Manhei,oLDA-cum-ComputeroAssistant,oTuensang,oNagalando(RW-1)oandotheo documentso (Exh.R-1o too Exh.R-3)o soo tenderedo byo himo ono record,o whoo admittedlyodidonotobringotheoentireorecordopertainingotootheodrivingolicenceo (Exh.o R-1/Annexureo D-7).o Therefore,o theo statemento giveno byo himo thato theo drivingo licenceo ino questiono iso fakeo couldo noto haveo beeno reliedo upon.o Theo learnedo counselo statedo thato appellant-ownero hado takeno allo necessaryo precautionaryomeasuresothatowereoexpectedoofohimotooverifyotheogenuinenessoofo theodrivingolicenceosooproducedobyorespondentoNo.1obeforeoengagingohimoasoao driver.o Theo appellant-ownero satisfiedo himselfo abouto theo competencyo ofo theo driverotoodriveotheovehicle.ooThereowasonoooccasionoforotheoownerotooknowothato drivingolicenceowasofake.oThus,othereowasonoowillfulobreachoofotheotermsoofotheo policy.oLearnedocounselostatedothatoevenoifolicenceoisofake,otheolawoisothatotheo insuranceocompanyoisoliableotoopayocompensation.oHere.oinopresentocase,otheo insuranceocompanyohasofailedotooproveothatoappellant-ownerohadodeliberatelyo committedotheobreachoofotermsoofopolicy.oTherefore,otheofindingsoofotheolearnedo TribunalomakingotheoappellantoandotheorespondentoNo.1-driverojointlyoliableotoo payocompensationoshouldobeosetoasideoandoinsuranceocompanyobeomadeoliableo too payo compensation.o Ino supporto ofo hiso arguments,o placedo relianceo ono authoritieso'UnitedoIndiaoInsuranceoCompanyoLimitedovs.oLehruoandoothers'o 2003o(2)oR.C.Ro(Civil)o(278),oo'LaloChandoVs.oOrientaloInsuranceoCompanyo Ltd',o2006o(4)oR.C.R.o(Civil)o204,o'PepsuoRoadoTransportoCorporationoVs.o NationaloInsuranceoCompany',o2013o(4)oRLWo3237,o'SurjitoKhanoVs.oUnitedo Indiao Insuranceo Co.o Ltdo ando others',o 2020o (1)o R.C.R.(Civil)o 801o ando 'NirmalaoKotharioVs.oUnitedoIndiaoInsuranceoCo.oLtd.',o2020o(2)oR.C.R.o (Civil)o159.o FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo7o o

15.o o Perocontra,olearnedocounseloforotheoinsuranceocompanyosubmittedo thatoitoisoprovedoonorecordothatorespondentoNo.1-driverohadonoovalidodrivingo licence.o Sh.o Manhei,o LDA-cum-Computero Assistant,o Tuensang,o Nagalando (wronglyonumberedoasoRW-1)ohasocategoricallyodeposedothatodrivingolicenceoo (Exh.R-1/Annexureo D-7)o waso nevero issuedo byo theo licensingo authority,o Nagaland.o Theo driver-respondento No.1o Sokato wheno appearedo aso RW-1o admittedothatoheoneveroresidedoorovisitedoNagaland.oHeoratherodeposedothatoheo isopermanentoresidentoofovillageoNagla,oDistrictoPalwaloandohasohisoAadhaaro CardoandoRationoCardoisoofovillageoNagla.oLearnedocounselostatedothatoSectiono 9oofotheoActodealsowithograntoofodrivingolicenceoandoitoprovidesothatoapplicationo foroissuanceoofodrivingolicenceocanobeoappliedoeitherotootheoauthorityoinowhicho theoapplicantoordinarilyoresidesoorocarriesoonobusinessoorotheoplaceowhereotheo schoolooroestablishmentoasoreferredotooinoSectiono12oofotheoActoforoimpartingo instructionso ino drivingo ofo motoro vehicleso iso situated.o Theo learnedo counselo submittedothatoadmittedlyotheorespondentoNo.1-driverodidonotofulfillotheoaboveo saidoconditionsoofoSectiono9oofotheoActobeforeogettingotheodrivingolicenceoino question.oTheoappellant-owneroalsooledonooevidenceotooshowothatotheodrivingo licenceo waso evero issuedo aso pero Sectiono 9o ofo theo Act.o Ono theo othero hand,o accordingotootheostatementoofoSh.oManheio(RW-1),otheoconcernedoofficialoofo licensingo authority,o Nagalando specificallyo statedo thato drivingo licenceo ino questiono waso nevero issuedo ino favouro ofo theo respondento No.1-drivero byo theo licensingoauthority,oNagaland.oLearnedocounselostatedothatotheoTribunalohaso correctlyoheldothatotheodrivingolicenceoinoquestionoisoaofakeodocumentoandohaso rightlyo absolvedo theo insuranceo companyo fromo theiro liability.o Ino supporto referredotootheoobservationsomadeobyoaoco-ordinateoBenchoofothisoCourtoinocaseo 'UnitedoIndiaoInsuranceoCompanyoVs.oKesaroDevioandoothersoandoconnectedo matters',o ino FAOo No.5907o ofo 2011o decidedo ono 14.08.2018o ando prayedo tooRIMPAL RANI FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo8o o dismissotheoappealopreferredoobyotheoappellant-owner.

16.o o Theo Tribunalo grantedo theo followingo compensationo too claimanto MukeshoKumarounderodifferentoheads.o

(i)oReimbursementoofoexpensesotowardsotheopurchaseoofomedicineso Rs.3,02,922/-o andohospitalocharges.oo

(ii)oLossoofosalaryoforosixomonthso@oofoRs.5,000/-o Rs.30,000/-o

(iii)oForopainoandosuffering,odayotoodayolifeo(past,opresentoandofuture),oooRs.20,000/-o specialodietoandotransportationoetc.oo

(iv)oTransportochargesoinolump-sumo Rs.15,000/-o

(v)oPermanentodisabilityo40%o@oofoRs.2,000/-opercentateo Rs.80,000/-o Totaloo Rs.4,47,922/-o o

17.o o Iohaveoconsideredotheosubmissionsoofotheolearnedocounseloforotheo partiesoandohaveogoneothroughotheorecordoandotheopaperobook.oo o o Theoissuesowhichoneedodeterminationoare:-o

i).oWhatoshouldobeotheoappropriateocompensationopayableotootheo appellant-claimanto(Mukesh)?

ii).o Whethero driver-respondento No.1o (Sokat)o ofo theo offendingo vehicleowasoholdingoanyovalidolicenceooronot?o o

18.o o Ito mayo beo noticedo thato appellant-injuredo (Mukesh)o sufferedo multipleoinjuriesoincludingofractureoofohisorightolowerolimb,oleadingotoophysicalo disablementoato40%oquaotheolowerolimb.oTheostatementoofoclaimant-Mukesho (PW-12)ohasoreceivedosupportofromotheostatementoofoDr.oRavioShankaroGauro (PW-13)o whoo provedo theo disabilityo certificateo (Exh.P-267).o Theo witnesseso PW-1otooPW-9oprovedovariousomedicalobillsoofotheoclaimantofromo(Exh.P-1otoooo Exh.P-46).oDr.oHarishoHandao(PW-9)oprovedotheotreatmentogivenobyohimotootheo claimanto fromo 16.12.2016o too 23.12.2016,o 09.05.2017o too 16.05.2017o ando

01.08.2017otoo06.08.2017oandotheochargesotakenobyohimoforotheotreatment.oHeo tenderedo theo dischargeo summaryo reporto Mark-A.o Theo aboveo evidenceo haso RIMPAL RANI remainedoun-rebuttedoonorecord.oo FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo9o o

19.o o Ramesho Chand,o Manager,o Vijayo Bharato Transporto Companyo (PW-10)o deposedo thato claimanto waso workingo aso ao drivero ino theo aforesaido company.oHeotenderedotheoattendanceoregistero(Exh.P-260),osalaryocertificateo (Exh.P-261)oandoexperienceocertificateo(Exh.P-262).oTheostatementoofoRamesho Chando(PW-10)owasoimpugnedoonotheogroundothatotheoregisterobroughtobyohimo doesonotobearoanyoauthenticationofromoanyoGovernmentoofficial.oInosubstance,o theoevidenceoasoregardotheooccupationoofotheoclaimantoasodriverohasoremainedo unchallenged.o Ino theo initialo versiono giveno ino theo FIRo (Exh.P-266),o ito iso mentionedobyotheoclaimanto(PW-1)othatoheoisoworkingoasoaodriverowithoBrijo GopaloGupta,oresidentoofoFaridabad,owhooisotheoproprietoroofoM/soVijayoBharato TransportoCompany.oNooevidence,ocontrary,ohasobeenoledobyotheorespondento No.3-insuranceocompanyotoobelieveootherwise.oNonetheless,omonthlyosalaryo reflectedoinotheosalaryocertificateo(Ex.P-261)oappearsotoobeoonotheohigherosideo aso comparedo too minimumo wageso ino theo yearo 2016,o whicho wereo aroundo Rs.10,000/-operomonth.oExceptotheosalaryocertificateonoootheroevidenceonamely,o documentaryoorooraloevidenceoreflectingotheosocialostandingoofotheoclaimantohaso beeno placedo ono recordo too accepto thato claimant-injuredo waso ino facto gettingo Rs.15,500/-oandootheroincentivesoperomonthoasoclaimedobyohim.oTheoincomeoofo theo injured-claimant,o therefore,o ino giveno facts,o iso takeno ato Rs.10,000/-pero monthoonotheobasisoofotheominimumowages.oo

20.o o Theo Tribunalo grantedo Rs.2,000/-o foro everyo percentageo ofo disabilityoandograntedoRs.80,000/-oforotheopermanentophysicalodisability.oItoiso observedo thatotheo Tribunalo wento wrongo ino determiningo theo losso ofo earningo capacityoofotheoclaimantobyoapplyingotheopercentageomethodowithoutoadvertingo tootheofunctionalolossotootheoclaimantoonoaccountoofohisophysicalodisability.oIno K.Suresho (supra),o Hon'bleo theo Supremeo Courto ofo Indiao byo referringo too authorityotitledo'ArvindoKumaroMishraoVs.oNewoIndiaoInsuranceoCompanyoRIMPAL RANI FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo10o o Limitedoandoothers',o2010o(4)oR.C.R.o(Civil)o917ooando'KeralaoStateoRoado TransportoCorporationoVs.oSusammaoThomas',o1994oACJo1o(FC)oupheldotheo multipliero methodoforo determiningotheo lossoofo futureo earningso ino aocaseo ofo permanentodisability.o

21.o o Ino'ConcordoofoIndiaoInsuranceoCompanyoLimitedoVs.oNirmalao Devi,o 1979o AIRo (SC)o 1666,o Hon'bleo Apexo Courto expressedo thato 'theo determinationoofotheoquantumo mustobeoliberal,onotoniggardlyosinceotheolawo valueso lifeo ando limbo ino freeo countryo ino generouso scales'.o Similarly,o inooooooooo 'Mrs.oHelenoC.oRebellooandoothersoVs.oMaharashtraoStateoRoadoTransporto Corpn.o ando another',o 1998(4)o RCRo (Civil)o 177,o theo concepto ofo justo compensationowasoreiterated.oo

22.o o Advertingotootheofactsoofotheopresentocase,otheoTribunalodidonoto grantofutureoprospectsotootheoclaimant-injured.oInoSidramo(supra)oHon'bleotheo SupremeoCourtoinoparaoNo.31oobservedoasounder:-o "31.oItoisonowoaowellosettledopositionoofolawothatoevenoino casesoofopermanentodisablementoincurredoasoaoresultoofoao motor-accident,o theo claimanto cano seek,o aparto fromo compensationoforofutureolossoofoincome,oamountsoforofutureo prospectsoasowell.oWeohaveocomeoacrossomanyoordersoofo differentotribunalsoandounfortunatelyoaffirmedobyodifferento Higho Courts,o takingo theo viewo thato theo claimanto iso noto entitledotoocompensationoforofutureoprospectsoinoaccidento caseso involvingo seriouso injurieso resultingo ino permanento disablement.oThatoisonotoaocorrectopositionoofolaw.oThereoiso noojustificationotooexcludeotheopossibilityoofocompensationo foro futureo prospectso ino accidento caseso involvingo seriouso injurieso resultingo ino permanento disablement.o Sucho ao narroworeadingoisoillogicalobecauseoitodeniesoaltogetherotheo possibilityoofotheolivingovictimoprogressingofurtheroinolifeoino accidento caseso -o ando admitso sucho possibilityo ofo futureo prospects,oinocaseoofotheovictim'sodeath."oRIMPAL RANI FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo11o o

23.o o Furthero ino Parao No.30o ando 32o ofo Sidramo(supra),o Hon'bleotheo ApexoCourtohasoobservedo:o

30.o Theo principleo consistentlyo followedo byo thiso courto ino assessingomotorovehicleocompensationoclaims,oisotooplaceo theovictimoinoasonearoaopositionoasosheooroheowasoinobeforeo theoaccident,owithootherocompensatoryodirectionsoforolossoofo amenitieso ando othero payments.o Theseo generalo principleso haveo beeno statedo ando reiteratedo ino severalo decisions.o [GovindoYadavov.oNewoIndiaoInsuranceoCo.oLtd.,o(2011)o 10oSCCo683.]o

32.oThisoCourtohasoemphasisedotimeoandoagainothato"justo compensation"oshouldoincludeoalloelementsothatowouldogoo tooplaceotheovictimoinoasonearoaopositionoasosheooroheowaso in,obeforeotheooccurrenceoofotheoaccident.oWhilstonooamounto ofo moneyo oro otheromaterialo compensationo cano eraseo theo trauma,opainoandosufferingothatoaovictimoundergoesoafteroao seriouso accident,o (oro replaceo theo losso ofo ao lovedo one),o monetaryo compensationo iso theo mannero knowno too law,o wherebyo societyo assureso someo measureo ofo restitutiono too thoseowhoosurvive,oandotheovictimsowhoohaveotoofaceotheiro lives.o o

24.o o Theoreassessmentoofotheocompensationoneedsotoobeodoneoinoviewo ofotheoprecedentsogoverningotheoinjuryocases.oo

25.o o Theo disabilityo certificateo datedo 13.12.2017o recordso theo ageo ofo claimantoato46oyears,ootheromedicalorecordomentionsotheoageoofotheoclaimanto betweeno40otoo46oyears.oInoExh.P-47otheoageoofotheoclaimantoisomentionedoaso 45oyears.oTheoclaimantowhileoappearingoasoPW-12oino2018orecordedohisoageoaso 46oyears.oNooevidenceowasoledobyotheorespondentsotooshowothatotheoinjuredowaso 50oyearsoatotheotimeoofoaccidentoasoperotheirosuggestion.ooInoviewothereof,otheo ageoofotheoinjured-claimantoisotakenobetweeno45/46oyearsoatotheotimeoofotheo accident.oAccordingotooDr.oRavioShankaroGauro(PW-13)otheodisabilityotootheoRIMPAL RANI FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo12o o claimantoisoquaotheorightolowerolimboonlyoandonotoforotheowholeobodyoandoitoiso permanentoinonature.oAsoperodisabilityocertificateo(Exh.P-267)oitowasoaocaseoofo fractureoofoshaftofemurorightowithorestrictedorangeoofomovementooforightokneeo withoinabilityotoositocrossoleg,osquat,okneeloandostandoonorightolowerolimb.oNoo responseowasoelicitedofromoDr.oRavioShankaroGauro(PW-13)obyotheoclaimant-injuredo thato disabilityo ino questiono haso ino facto renderedo himo completelyo incapableotoodriveoanyovehicleoinofuture.oKeepingoinoviewotheodisabilityoino questionoandotheooccupationoofotheoclaimant-injuredoasoaodriver,otheofunctionalo lossoisothus,oassessedoato20%oaffectingohisoworkingocapacity.oTherefore,otheo lossoofoincomeoonoaccountoofodisabilityoisocalculatedoasounder:-oo Salaryo o o o o -o Rs.10,000/-ooo Futureoprospectso25%oo (keepingoinoviewohisoageoato46)ooo -o Rs.2,500/-o o Totaloincomeo o o o -o Rs.12,500/-o Totalolossoofoincomeoo o o -oo Rs.3,90,000/-o onoaccountoofodisabilityoo o o o (12,500o(income)oxo12o(months)oxo13omultiplieroxo20%o(disability)o ooooo

26.o o TheograntoofoRs.30,000/-oasolossoofosalaryoforosixomonthsoduringo theoperiodooforecoveryoasogivenobyotheoTribunaloisoseeminglyonotobasedoono evidence.oDr.oHarishoHandao(PW-9)odeposedothatoapproximatelyosuchokindoofo injuriesotakesooneoyearotoorecover,osatisfactorily.oFurther,ohisostatementoshowso thatotheoclaimantoremainedohospitalizedoonodifferentodatesofromo16.12.2016otoo

06.08.2017ofororemovaloasowelloasoinsertionoofoimplants.oThus,oinotheogiveno facts,oclaimantoisoentitledoforolossoofoincomeoduringotheoperiodoofohisorecoveryo forooneoyearoRs.1,20,000/-o(Rs.10,000osalaryoxo12omonths).o

27.o o InsofaroasomedicaloexpensesoofoRs.3,02,922/-oasograntedobyotheo Tribunalo areo concerned,o sameo areo basedo ono evidenceo ando requireso noo FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo13o o

28.o o Theo evidenceo showso thato appellant-claimanto sufferedo severalo injuriesoincludingofractureooforightolegoandohadotoobeohospitalizedoforoaolongo periodoforohisotreatment.oHeowasooperatedouponofororemovaloandoinsertionoofo theoimplants.oTheoclaimantothusosufferedoaolotoofophysicalopainoandomentalo agonyo ando theseo operationso mayo haveo alsoo affectedo expectationoofo hiso lifeo besidesosufferingolossoofoamenities.oTheograntoofoRs.20,000/-obyotheoTribunalo underotheoaforesaidoheadoisoonotheoloweroside.oToomyomind,ocompensationo needso too beo enhancedo too ao reasonableo extent.o Ono theo modesto estimation,o Rs.50,000/-oisograntedounderotheoheadoofophysicalopainoandomentalosuffering,o lossoofoamenitiesoandoexpectationoofolife.oo

29.o o GrantoofotransportationochargesoatoRs.15,000/-oasograntedobyotheo Tribunaloisoreasonableoandorequiresonoointerference.oo

30.o o Theo Tribunalo grantedo lesso expenseso ono nourishedo diet.o Theo claimantomayohaveoconsumedospecialodietoforoatoleasto3-4omonthsoforohisofasto recovery.oBeingoonomoderateosideoanotheroRs.12,000/-o(Rs.100/-operodayoxo4o months)oisograntedoforoexpensesoononourishment.oo

31.o o TheoTribunalodidonotograntoanyocompensationounderotheoheadoofo expensesoofoanoattendant.oWithotheonatureoofoinjuryosufferedobyotheoclaimant,o heomayohaveotakenopart-timeoservicesoofoaohelperoforoatoleasto2-3omonthsotoo enableohimotooperformohisodailyoablutions.oAccordingly,oclaimantoisograntedo Rs.6,000/-o(Rs.2,000/-operomonthoxo3omonths).oo

32.o o Nooevidenceohasobeenogivenobyotheoclaimantosuggestingothatoanyo furtheromedicalointerventionoisorequiredoforohisoinjuryoinoquestion.oTherefore,o noocompensationoisograntedounderotheoheadoofofutureomedicaloexpenses.oo

33.oo o Theototalocompensationograntedotootheoclaimantoisoasounder:-o Sr.o Headso AmountoinoRs.o No.o RIMPAL RANI 1.o Disability Rs.3,90,000/- FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo14o o

2.o LossoofoSalary Rs.1,20,000/-

3.o MedicaloBills Rs.3,02,922/-

4.o Lossoofoamenities,opainoandosuffering,o Rs.50,000/-o o lossoofoexpectationoofolifeo

5.o TransportationoChargeso Rs.15,000o

6.o Nourishedodietochargeso ooRs.12,000/-o

7.o AttendantoCharges Rs.6,000/-

8.o TotaloCompensation Rs.8,95,922/-

9.o AmountoawardedobyotheoTribunal Rs.4,47,922/-

10.o Enhancedoamountoofocompensation Rs.4,48,000/- o

34.o o TheoenhancedoamountoofocompensationoRs.4,48,000/-oshallocarryo theosameorateoofointerestoasograntedobyotheoTribunalofromotheodateoofofilingoofo theopetitionotilloactualorealisation.ooo

35.oo o Additionally,otheoclaimantoisoorderedotoobeogivenoRs.15,000/-oaso litigationoexpenses,opayableobyotheorespondent-insuranceocompany,ooinoviewoofo theojudgmentopassedobyoHon'bleotheoSupremeoCourtoinocaseotitledo'Sidramovs.o Theo Divisionalo Manager,o Unitedo Indiao Insuranceo Co.o Ltd.o ando another'o 2023o(1)oR.C.R.o(Civil)o44.o

36.o o Ino viewo ofo theo aboveo discussion,o pointo No.1o iso accordinglyo answeredoinofavouroofotheoclaimant.oo

37.o o Nowoletsodealowithotheoissueoofodrivingolicenceo(pointoNo.2oofo determination).oo

38.o o Ino additionalo plea,o theo respondento No.1-drivero ando respondento No.2o(appellant-owner)otookoaospecificopleaothatorespondentoNo.1ohadoaovalido ando effectiveo drivingo licenceo too driveo theo vehicleo ino question.o Theo driver-respondento No.1o appearedo aso RW-1o ando tenderedo theo drivingo licenceo (Annexureo D-7).o o Heo deniedo theo suggestiono thato drivingo licenceo waso fake.o However,oheoadmittedothatoheohadoneverovisitedoNagaland,ofromowhereotheoRIMPAL RANI FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo15o o drivingo licenceo (Annexureo D-7)o iso showno too haveo beeno issuedo byo theo concernedolicensingoauthority.oo

39.o o Theoinsuranceocompany-respondentoNo.3otookoaospecificopleaothato respondentoNo.1ohadonoovalidoandoeffectiveodrivingolicenceoshownotoobeoissuedo byoDTO,oTuensang,oNagalandoandotheoinsured-ownerowillfullyocommittedoao fundamentalobreachoofotermsoandoconditionsoofotheopolicyobyohandingooverotheo vehicleotooanounlicencedoperson.oThus,otheoinsuranceocompanyoisonotoliableotoo indemnifyo theo owner-insured.o Too substantiateo itso version,o theo insuranceo companyo examinedo Sh.o Manhei,o LDA-cum-Computero Assistant,o Tuensang,o Nagalando(RW-1),oheodeposedothatoheohasobeenoauthorizedobyotheoconcernedo departmentotoodeposeoinotheopresentocaseoandofurtherotestifiedothatotheodrivingo licenceo ino questiono (Exh.R-1/Annexureo D-7)o waso nevero issuedo byo DTO,o NagalandoinotheonameoofotheorespondentoNo.1oandoalsootenderedoonorecordotheo lettero (Exh.R-2)o ino thiso regard,o wherebyo theo concernedo DTOo affirmedo ando verifiedothatodrivingolicenceoinoquestionowasoneveroissuedobyoDTO,oNagalando andodrivingolicenceobeotreatedoasofake.oInocross-examination,oheotestifiedothato aftero2010,otheodepartmentostartedotoocomputeriseotheorecord,ohowever,otheooldo recordohasonotobeenocomputerised.oHeoadmittedothatoheohasonotobroughtotheo recordoofoyearo2010,obutodeposedothatodrivingolicenceoinoquestionowasocheckedo fromotheooldorecordoasowelloasofromotheocomputerisedorecordoandofoundonoo recordopertainingotootheodrivingolicenceoinoquestionoinotheirooffice.oHeodeniedo thatotheoreportso(Exh.R-2oandoExh.R-3)oareofalse.oo

40.o o TheorespondentoNo.2-owneroImranoKhanodidonotoappearointootheo witnessoboxotoospeakothatoheosatisfiedohimselforegardingotheogenuinenessoofotheo drivingolicenceoinoquestionopertainingotoorespondentoNo.1oorofoundotheodriver-respondentoNo.1oasocompetentotoodriveotheovehicleoinoquestionobyotakingohiso drivingotest.oInoLehruoandootherso(supra),oitowasoheldobyoHon'bleotheoSupremeoRIMPAL RANI FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo16o o Courtothatoinocaseoofofakeodrivingolicence,otheoinsuranceocompanyohasotoofirsto payotoothirdopartyotheoclaimoandomayolateroonorecoverofromotheoowneroonly,oifoito isoprovedothatovehicleowasoknowinglyoandointentionallyohandedooverotooaodrivero notohavingoaovalidodrivingolicence.oIfotheolicenceoheldobyotheodriveroseemsotoobeo validoonotheofaceoofoit,oowneroisonotoexpectedotoodooaorovingoinquiryotoofindoouto aboutoitsovalidity.oInotheoaforesaidocase,otheodrivingolicenceowasoofo1989,obuto theoinsuranceocompanyohasonotobroughtotheorecordoforotheoaforesaidoyearoando theo appealo waso dismissedo holdingo thato insuranceo companyo failedo too proveo willfulobreachoofotheotermsoofotheopolicy.oInoLaloChando(supra)otheoownerohado notoonlyoseenoandoexaminedotheodrivingolicenceobutoalsootookotestoofotheodrivero andofoundohimocompetentotoodriveoandoappointedohim.oItowasoheldothatotheo ownerohadonotocommittedobreachoofotermsoofopolicyoandocompanyowasodirectedo toopayotheocompensation.oInoPepsuoRoadoTransportoCorporationo(supra),otheo drivingolicenceosoopossessedobyotheodriverowasonotofoundotoobeoissuedobyotheo concernedolicensingoauthority,otheoownerohadoimpartedotrainingotootheodrivero andoputohimotootheodrivingotest.oItowasoheldothatoownerohado madeoenougho effortsotoosatisfyothatodriverowasocompetentotoodriveotheovehicleoandocompanyo wasomadeoliableotoopayocompensation.oSimilaropropositionoofolawohasobeenolaido downoinocaseoSurjitoKhano(supra)oandoNirmalaoKothario(supra).oo

41.o o Advertingotootheofactsoofotheopresentocase,oasonoticedoabove,otheo owner-appellanto dido noto appearo beforeo theo Tribunalo too deposeo thato heo haso satisfiedohimselfoaboutotheocompetencyoofotheodriver-respondentoNo.1otoodriveo theovehicleoeitherobyocheckingohisodrivingolicenceoorobyoputtingohimotoodrivingo test.oOnotheocontrary,oasonoticedoaboveoSokat-drivero(RW-1)oadmittedothatoheo hadoneverobeenotooNagaland.oSectiono9oofotheoActospeaksoofograntoofodrivingo licence.oItsoprovisionsoareoextractedoasounder:-o FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo17o o

9.oGrantoofodrivingolicence.-(1)oAnyopersonowhooisonotoforo theobeingodisqualifiedoforoholdingooroobtainingoaodrivingo licenceomayoapplyoJanyolicensingoauthorityoinotheoState]-o

(i)oinowhichoheoordinarilyoresidesoorocarriesoonobusiness,ooro

(ii)o ino whicho theo schoolo oro establishmento referredo too ino sectiono fromo whereo heo iso receivingo oro haso receivedo instructionoinodrivingoaomoovehicleoisosituated,oforotheoissueo toohimoofoaodrivingolicence.o

(2)o Everyo applicationo undero sub-sectiono (1)o shallo beo ino sucho formo shallo beo accompaniedo byo sucho feeo ando sucho documentsoasomayobeoprescriobyotheoCentraloGovernment.o

(3)oIfotheoapplicantopassesosuchotestoasomayobeoprescribedo byotheoCentraloGovernment,oheoshallobeoissuedotheodrivingo licence:o Providedo thato noo sucho testo shallo beo necessaryo whereotheoapplicantoproducesoproofotooshowothat-oo

(a)(i)otheoapplicantohasopreviouslyoheldoaodrivingolicenceotoo dosuchoclassoofovehicleoandothatotheoperiodobetweenotheodateo ofoexpiryoofothatolicenceoandotheodateoofotheoapplicationo doesonotoexceedofiveoyears,ooroo

(ii)otheoapplicantoholdsoorohasopreviouslyoheldoaodrivingo licentotoodriveosuchoclassoofovehicleoissuedounderosectiono 18,ooro

(iii)o theo applicanto holdso ao drivingo licenceo too driveo sucho classo vehicleo issuedo byo ao competento authorityo ofo anyo countryooutsideoIndia,oshotootheoconditionothatotheoapplicanto compliesowithotheoprovisionsoofosectiono(3)oofosectiono8o

(b)otheoapplicantoisonotosufferingofromoanyodisabilityowhicho isolikelyotoocauseodrivingobyohimotoobeoaosourceoofodangerotoo theo public;o ando theo licensingo authorityo may,o foro thato purpose,o requireo theo applicanto too produceo ao medicalo certificateoinotheosameoformoandoinotheosameomanneroasoiso referredotooinosub-sectiono(3)oofosectiono8:o [Providedo furthero thato ao drivingo licenceo foro drivingo ano adaptedo vehicleo mayo beo issuedo too theo applicant,o ifo theo licensingoauthorityoisosatisfiedothatoheoisofitotoodriveosucho motorovehicle.]o

(4)o Whereo theo applicationo iso foro ao licenceo too driveo ao transportovehicle,onoosuchoauthorisationoshallobeograntedotoo anyo applicanto unlesso heo possesseso ao drivingo certificateo issuedobyoaoschoolooroestablishmentoreferredotooinosectiono RIMPAL RANI 12.o3o FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo18o o [(5)oWhereotheoapplicantodoesonotopassotheotest,oheomayobeo permittedotoore-appearoforotheotestoafteroaoperiodoofoseveno days:oProvidedothatowhereotheoapplicantodoesonotopassotheo testoevenoafterothreeoappearances,oheoshallonotobeoqualifiedo toore-appearoforosuchotestobeforeotheoexpiryoofoaoperiodoofo sixtyo dayso fromo theo dateo ofo lasto sucho testo [ando sucho applicantoshallobeorequiredotoocompleteoaoremedialodrivero trainingo courseo fromo anyo schoolo oro establishmento undero sectiono12]o

(6)oTheotestoofocompetenceotoodriveoshallobeocarriedooutoinoao vehicleo ofo theo typeo too whicho theo applicationo refers:o Providedo thato ao persono whoo passedo ao testo ino drivingo ao motorocycleowithogearoshallobeodeemedoalsootoohaveopassedo aotestoinodrivingoaomotorocycleowithoutogear.o

(7)o Wheno anyo applicationo haso beeno dulyo madeo too theo appropriateo licensingo authorityo ando theo applicanto haso satisfiedo sucho authorityo ofo hiso competenceo too drive,o theo licensingo authorityo shallo issueo theo applicanto ao drivingo licenceo unlesso theo applicanto iso foro theo timeo beingo disqualifiedo foro holdingo oro obtainingo ao drivingo licence:o Providedo thato ao licensingo authorityo mayo issueo ao drivingo licenceo too driveo ao motoro cycleo oro ao lighto motoro vehicleo notwithstandingo thato ito iso noto theo appropriateo licensingo authority,oifotheolicensingoauthorityoisosatisfiedothatothereoiso goodoandosufficientoreasonoforotheoapplicant'soinabilityotoo applyo too theo appropriateo licensingo authority:o Providedo furtherothatotheolicensingoauthorityoshallonotoissueoaonewo drivingolicenceotootheoapplicant,oifoheohadopreviouslyoheldoao drivingolicence,ounlessoitoisosatisfiedothatothereoisogoodoando sufficientoreasonoforohisoinabilityotooobtainoaoduplicateocopyo ofohisoformerolicence.o

(8)oIfotheolicensingoauthorityoisosatisfied,oafterogivingotheo applicantoanoopportunityoofobeingoheard,othatohe-o

(a)oisoaohabitualocriminalooroaohabitualodrunkard;ooro

(b)o iso ao habitualo addicto too anyo narcotico drugo oro psychotropicosubstanceowithinotheomeaningoofotheoNarcotico Drugso ando Psychotropico Substanceso Act,o 1985o (61o ofo 1985);ooroo

(c)oisoaopersonowhoseolicenceotoodriveoanyomotorovehicleo has,oatoanyotimeoearlier,obeenorevoked,oitomay,ofororeasonso toobeorecordedoinowriting,omakeoanoorderorefusingotooissueo aodrivingolicenceotoosuchopersonoandoanyopersonoaggrievedo byoanoorderomadeobyoaolicensingoauthorityounderothisosub-RIMPAL RANI FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo19o o sectionomay,owithinothirtyodaysoofotheoreceiptoofotheoorder,o appealotootheoprescribedoauthority.o

(9)oAnyodrivingolicenceoforodrivingoaomotorocycleoinoforceo immediatelyo beforeo theo commencemento ofo thiso Acto shall,o afterosuchocommencement,obeodeemedotoobeoeffectiveoforo drivingoaomotorocycleowithoorowithoutogear.o [(10)oNotwithstandingoanythingocontainedoinothisosection,o theodrivingolicenceotoodriveoe-cartooroe-rickshawoshallobeo issuedoinosuchomanneroandosubjectotoosuchoconditionsoaso mayobeoprescribed.]o o

42.o o Theo admissiono ofo Sokat-drivero (RW-1)o wouldo showo thato foro issuingotheodrivingolicenceo(Exh.R-1/AnnexureoD-7)otoohim,otheoconditionsoofo Sectiono9ohaveonotobeenocompliedowith.oTheorespondentoNo.2-owneroasowelloaso theorespondentoNo.1-driverofailedotooimpeachotheotestimonyoofoSh.oManhei,o LDA-cum-Computero Assistant,o Tuensang,o Nagalando (RW-1)o wherebyo heo categoricallyostatedothatotheodrivingolicenceoinoquestionoisofakeoasoitowasonevero issuedo byo theo licensingo authority,o Nagaland.o Noo evidenceo waso ledo byo theo respondentso(driveroandoowner)otoocontradictoororebutotheoevidenceoofoRW-1obyo bringingo anyo recordofromo theoconcernedolicensingo authority,o Nagalandothato drivingo licenceo (Annexureo D-7)o waso evero validlyo issuedo ino favouro ofo theo respondentoNo.1.oo

43.o o Inoviewoofotheodiscussionomadeoaboveoandoinferencesodrawn,oIo haveo noo hesitationo ino holdingo thato drivingo licenceo ino questionooooooooooooooooo (Exh.R-1/AnnexureoD-7)oisoaofakeoandoappellant-owneroImranoKhanotookonoo requisiteo precautionaryo measureso too ensureo thato theo respondento No.1-drivero waso competento too driveo theo vehicleo ino questiono beforeo engagingo himo aso ao driver.oThereois,othus,owillfuloviolationoofotermsoandoconditionsoofotheopolicyobyo theoinsured.oTheofindingsoofotheoTribunaloareothus,oaffirmedotootheoaforesaido extent.oTheocontentionoofotheolearnedocounseloforotheoinsuranceocompanyothato FAO-672-2019oandoFAO-3051-2019o(O&M)ooooo2023:PHHC:042119oooooooo20o o companyoisonotoliableotoopayoandothereafterorecoverotheosameofromotheoinsured,o isonototenable,oparticularlyohavingoonceoissuedoaovalidopolicyoandotheosameo beingoactiveoonotheodateoofoaccident.ooItoisoaocaseoofoviolationoofotheotermsoando conditionso ofo theo insuranceo policyo ino viewo ofo fakeo drivingo licence.o Theo insuranceocompanyoisoabsolvedofromotheoliabilityofromomakingotheopaymentoato firsto instanceo buto mustoensureotheopaymentotoo theo claimant-injured,o aothirdo partyowithoaorightotoorecoverotheoamountofromotheoinsured-owner.oInoothero words,otheoinsuranceocompanyoisodirectedotoosatisfyotheoawardopassedoinofavouro ofotheoclaimant-injuredoandoisogivenotheorecoveryorightsotoorecoverotheoawardo amountofromotheoowneroafteromakingotheopayment.oo

44.o o Noootheropointowasoraisedooropressed.oo

45.o o Asoperotheoaboveodiscussion,oappealofiledobyotheoinjured-claimanto (MukeshoKumar)oisoallowedoinoaboveoterms.oTheoawardedoamountoasoassessedo above,oshallobeodepositedobyotheoinsuranceocompanyowithinoaoperiodoofotwoo months,o witho theo learnedo Tribunalo witho recoveryo rightso grantedo too theo insuranceocompany.oTheoappealofiledobyotheoinsured-ownero(ImranoKhan)oiso dismissed,oaccordingly.oTheopartiesoareoleftotoobearotheiroownocost.oo

46.ooo o Needlessotoo mentiono thatotheo amountoofo compensation,o ifo any,o alreadyo paido ando receivedo byo theo claimant-injuredo shallo beo adjusted.o Theo directionsoasogivenobyotheoTribunaloregardingodisbursaloofotheoawardedoamounto shalloremainounalteredoo o

47.o o Pendingomiscellaneousoapplication(s),oifoany,ois/areodisposedoofo accordingly.oo (RITUoTAGORE)ooo o o o o o o o o ooooooJUDGEo ndPronouncedoono22 oMarch,o2023o Rimpal/Manpreet o o o Whetherospeaking/reasonedo :o Yes/Noo o o Whetheroreportableo o :o Yes/Noo